The offers, transfer bonuses and sweet spots actually worth your time this month, checked, dated, and covered like journalism instead of a credit card funnel.
Checked July 22, 2026. The full board has our take on each, plus who should skip them.
| From | To | Bonus | Ends |
|---|---|---|---|
| Chase Ultimate Rewards | IHG One Rewards | 100% | Jul 30 |
| Amex Membership Rewards | Virgin Atlantic | 30% | Jul 31 |
| Capital One Miles | EVA Air | 30% | Jul 31 |
| Citi ThankYou | Air France/KLM Flying Blue | 20% | Aug 22 |
Three guides that cover the whole game.
The mental model: three currencies, what a point is really worth, and the five mistakes that waste most people's balances.
Start here →Chase vs Amex vs Capital One vs Citi: how the four flexible-point programs differ. No card links, no pitch.
Compare ecosystems →Dining programs, shopping portals and hotel promos: the passive layers that build a real balance with no credit pull.
The no-card path →Where points punch above their weight: Flying Blue promos, Virgin Atlantic partners, LifeMiles and top-end Hyatt.
Find the value →Marriott, Hilton, Hyatt and IHG, honestly ranked: best value, most properties, best status perks.
Pick a program →Star Alliance, oneworld and SkyTeam explained: why alliance matters more for redeeming than earning.
Understand alliances →