The offers, transfer bonuses and sweet spots actually worth your time this month, checked, dated, and covered like journalism instead of a credit card funnel.
Checked September 28, 2026. The full board has our take on each, plus who should skip them.
| From | To | Bonus | Ends |
|---|---|---|---|
| Rove Miles | Copa Airlines ConnectMiles | 40% | Sep 30 |
| Chase Ultimate Rewards | Air Canada Aeroplan | 20% | Sep 30 |
| Bilt Rewards | Hilton Honors | up to 200%* | Oct 1 only |
| Chase Ultimate Rewards | Marriott Bonvoy | 70% | Oct 15 |
| Citi ThankYou Rewards | JAL Mileage Bank | 30% | Oct 24 |
Three guides that cover the whole game.
The mental model: three currencies, what a point is really worth, and the five mistakes that waste most people's balances.
Start here →Chase vs Amex vs Capital One vs Citi: how the four flexible-point programs differ. No card links, no pitch.
Compare ecosystems →Dining programs, shopping portals and hotel promos: the passive layers that build a real balance with no credit pull.
The no-card path →Where points punch above their weight: Flying Blue promos, Virgin Atlantic partners, LifeMiles and top-end Hyatt.
Find the value →New York to Paris for 18,750 effective points: pricing the cash fare, checking the points price, and knowing when to actually transfer.
Read the walkthrough →Everyone says "check availability first." Here's what that actually means: which tools to use, how to search flexibly, and when to give up on a route.
Learn to search →Marriott, Hilton, Hyatt and IHG, honestly ranked: best value, most properties, best status perks.
Pick a program →Star Alliance, oneworld and SkyTeam explained: why alliance matters more for redeeming than earning.
Understand alliances →The availability trap single-passenger redemption guides never mention, and how to book around it.
Read the walkthrough →No fixed award chart, dynamic pricing that tracks cash fares, and where the value still hides.
Make sense of Delta →Who Chase, Amex, Capital One and Citi points actually transfer to, at a glance.
See the full chart →What it does, the two ways to earn it, and an honest read on who should actually chase it.
Read the guide →Plug in your balance, the bonus, and what the destination points are worth. Get a real dollar number, not a percentage.