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The Transfer Partners Chart: Every Flexible Currency, Every Partner
Partner lists and ratios change. Confirm in your account before transferring.
Our points ecosystems guide explains how the four flexible currencies differ in character. This page is the reference version: the actual list of who each one transfers to, so you can check in ten seconds instead of reading a paragraph. Standard ratio across nearly all of these is 1:1 unless noted; live bonuses on top of that ratio live on the offers board, not here.
Chase Ultimate Rewards
| Type | Partner |
|---|---|
| Airline | United MileagePlus |
| Airline | Southwest Rapid Rewards |
| Airline | Air Canada Aeroplan |
| Airline | British Airways Avios |
| Airline | Air France/KLM Flying Blue |
| Airline | Virgin Atlantic Flying Club |
| Hotel | World of Hyatt |
| Hotel | IHG One Rewards |
| Hotel | Marriott Bonvoy |
Amex Membership Rewards
| Type | Partner |
|---|---|
| Airline | Delta SkyMiles |
| Airline | Air France/KLM Flying Blue |
| Airline | British Airways Avios |
| Airline | Virgin Atlantic Flying Club |
| Airline | ANA Mileage Club |
| Airline | Avianca LifeMiles |
| Airline | Air Canada Aeroplan |
| Hotel | Marriott Bonvoy |
| Hotel | Hilton Honors |
| Hotel | Choice Privileges |
Deepest airline list of the four, see the Delta SkyMiles guide for what to do with the Delta transfer specifically.
Capital One Miles
| Type | Partner |
|---|---|
| Airline | Air France/KLM Flying Blue |
| Airline | British Airways Avios |
| Airline | Virgin Atlantic Flying Club |
| Airline | Avianca LifeMiles |
| Airline | Air Canada Aeroplan |
| Airline | Turkish Airlines Miles&Smiles |
| Hotel | Wyndham Rewards |
| Hotel | Choice Privileges |
Smallest hotel list of the four, but also the only one with a simple fixed fallback: a flat cents-per-mile rate against any travel purchase if no partner transfer fits.
Citi ThankYou Rewards
| Type | Partner |
|---|---|
| Airline | Air France/KLM Flying Blue |
| Airline | Virgin Atlantic Flying Club |
| Airline | Avianca LifeMiles |
| Airline | Turkish Airlines Miles&Smiles |
| Airline | Qantas Frequent Flyer |
| Hotel | Leading Hotels of the World |
| Hotel | Choice Privileges |
| Hotel | Wyndham Rewards |
How to actually use this page: find your destination program in the right-hand column, see which currencies reach it, and check the offers board for a live bonus on that exact transfer before moving anything. A partner appearing on this list is not the same as a good redemption existing right now.